WooCommerce Payment Gateways in South Africa
There are many payment gateways available in South Africa. Choosing the right WooCommerce payment gateway option depends on your business, products and services, and target audience.
A secured payment gateway is at the heart of every successful transaction. It is one of the most important aspects for any e-commerce store to make a sale. Your customers are trusting your website (and taking a risk) to make payments on your website. So, make sure you give them a secured, trusted gateway.
A secured payment gateway means you value your customers’ privacy. Even when your site gets hacked, your customer’s payment data is safe. Going for an established payment gateway means their financial details are not shared with your website but with the payment gateway site. It is always a better idea to use a branded payment gateway on your website as you want your customers to feel safe.
WooCommerce has many secured payment gateway extensions available. But, what will work in South Africa completely depends on certain factors. So, in this article, we will explore top payment gateways available in South Africa that are compatible with WooCommerce.
Note: On WooCommerce, these payment gateways come as an extension. If you want to know how to install an extension on WooCommerce, please refer to this guide.
Disclaimer: Kindly note that the purpose of this article is to solely provide you information related to Payment Gateways in South Africa. Digital Lime Green is not affiliated directly or indirectly with any gateways mentioned below. We are not responsible for any gateway-specific issue.
WooCommerce Compatible Payment Gateway Options in South Africa
Below are the best WooCommerce compatible payment gateway options for your e-commerce business in South Africa.
PayFast is one of the most popular and commonly used payment gateways in South Africa. If you are a local business that is regularly having South African customers, then PayFast is for you. PayFast is a South Africa exclusive payment gateway and it’s the best for domestic transactions. However, you can still accept payments through a credit card internationally and PayFast supports Visa and Mastercard credit cards.
It is available for free on WooCommerce’s extension store and you can download it here.
PayFast does not have any monthly subscription fee. However, they do charge you per transaction. Take a look at their transaction fee chart.
Peach Payments is one of the most trusted payment gateways in South Africa. It is simple to set up and easy to use. To get started, you need a merchant account with Peach Payments. You can simply send your registration request through this form and the support team at Peach Payments will help you set it up.
Peach payments is no longer a payment extension in WooCommerce. However, you can still download it as a WordPress plugin. This plugin is compatible with WooCommerce. In fact, WooCommerce is actually required to run this plugin. You can download that plugin for your website at this link.
Peach payments also have a set-up fee and other transaction charges. If you are getting peach payments, then you should familiarise yourself with their support section here.
PayGate is an old and trustworthy option for South African payment gateway solutions. To use PayGate, your store must be located in South Africa and currency set to ZAR. Just like peach payments, PayGate also has a setup cost and requires a merchant account. But with their introduction of PayGate Plus in 2020, you don’t need to have a merchant account.
You can sign up for PayGate through this link.
WooCommerce has discontinued PayGate as well. Regardless, it is a great option for setting up a payment gateway. There is a third-party WordPress plugin available on Github which is compatible with WooCommerce. For any further assistance, you can always contact PayGate support. Familiarise yourself with their way of doing business through their FAQ section.
PayPal is a globally popular, international payment gateway that deals with US dollar currency. If your business is international, then PayPal is a great payment gateway option to have on your business. In that case, you can get a PayPal WooCommerce extension on their store.
You will need a PayPal Business account to make and accept payments, which is easy and free to set up. PayPal’s have listed their current merchant transaction fees here. However, from August 2, 2021, they are revising their fees. You can know more about it on their webpage here.
Yoco is another well-known, trusted payment gateway in South Africa, perfect for small and medium scaled e-commerce businesses. It is compatible with WordPress and WooCommerce as well and they have their extension available here. Their setup process is easy and takes only about 10 minutes. To do business through Yoco, you will need a Yoco account that needs to be associated with your business.
Yoco has no hidden charges or setup costs. However, they do charge you when someone makes a transaction through your business on their gateway. They have a fee calculator that can give you an idea of how much you will be charged monthly.
What’s better for my business?
Choosing the right payment gateway depends on your budget, monthly revenue projection, and the services a payment gateway provider has. If you need any help with the process, Digital Lime Green is available to help you on the same. Feel free to contact us.
We also provide all e-commerce website design related solutions. Consider checking out our e-commerce website design package here.
We wish you well on your e-commerce journey!